Schau dir die Artikelsammlung über Twino auf Deutschlands beliebtestem Blog zum Thema P2P Kredite an und lerne von den gemachten Twino Erfahrungen. Aktueller Stand, Rendite (XIRR). Oktober , + 20,3 %. September , + 20,1 %. August , + 19,9 %. Juli , + 19,8 %. Juni , + 19,6 %. Mai Twino war fast zeitgleich mit Mintos* die zweite ausländische Plattform, auf der ich vor dreieinhalb Jahren aktiv wurde. Schon in meinem.
Twino NewsTWINO - Europas sicherster P2P-Kreditmarktplatz. Verdiene ab 10% für jede Investition. Aktueller Stand, Rendite (XIRR). Oktober , + 20,3 %. September , + 20,1 %. August , + 19,9 %. Juli , + 19,8 %. Juni , + 19,6 %. Mai No fees for investors. Term as little as 1 month. Invest today with as little as €
Twino P2p Twino has been struggling VideoP2P platforms COMPARED, Mintos, Bondora, LendingClub, Estate Guru, FundingCircle, Crowdestor, P2P#3 Obwohl "schnell" in dem Fall natürlich relativ ist. Ich werde mein Kapital bei Twino weiter aufstocken und hoffentlich bald auch Spielbank Leuna den Philippinen investieren. Herzlichen Dank für den Artikel.
It does not seem that they will be getting it any time soon. Of course, regulation is by no means any protection of funds. Nor does it imply a certain degree of standard of operation.
There have been several failures in the UK of firms that were regulated. In these cases, platform behaviour has come into question.
Investors funds are protected in loans by virtue of two different buy-back grades. The difference of which seems rather small, as Twino explains on its site: one simply buys back the bad loans, the other keeps on servicing the bad loans.
It should be noted as well that like all supposed protection funds, the protection is only as good as the company that offers it.
This is different from the Financial Services Compensation Scheme or equivalent which does not cover you for investment losses, but will do on platform failure.
There is no provision for funds in terms of platform failure. Neither is it detailed what might happen if the Twino platform ceased to exist.
In many cases the administration of the loans would be taken over by another company specifically designed for this event. With Twino operating in a different territory there is no certainty that this can be the case.
The lack of regulative regime or transparency has led me to be a bit cautious here, and as such my balance is much smaller than it is at Mintos although not regulated either, have better statistics.
Cash drag is a tax on your returns as it earns nothing while you are waiting. Twino is not transparent about the overall financial condition or structure of the Twino group A high percentage of loans default.
Loan types - unsecured personal loans Collaterals - None Protection fund? Our views on Twino. Leave a Reply Cancel reply Your email address will not be published.
Loan is not made to a state but to a single borrower and he is considered singularly. I seem it is the contrary. Or not? Our statement is not a comment on local collection practices and likelihood of repayment.
The thing that most concerns us is potential currency volatility versus the Euro as many P2P lenders do not properly hedge their FX risk and also other factors such as potential for currency controls and other political risks.
Both of these countries have clearly higher risks surrounding these factors than say Latvia or Denmark. The financial statement for the full year of seems to indicate that Twino was able to turn around — there is positive equity, again, and their subsidiaries went from haemorrhaging money to making money.
Hi Rene. Yes results certainly seem to have improved in It seems to be mainly a result of shifting lending operations to higher return, higher risk countries such as Russia and Georgia.
We will certainly keep monitoring Twino. Pingback: Kus suitsu seal tuld? Läti ühisrahastusportaali kohal on jätkuvalt ja suurenevad?
There are 5 menus. Clearly see your portfolio, account balance and opportunities and easily make new investments, withdrawals, and deposits. Auto Invest is the fastest way to invest your money, as well as to reinvest earned profit — you save time and can select your own criteria for all the transactions.
Auto Invest tool will automatically integrate any investment strategy of your choice. After selecting your preferred investment criteria, it automatically invests corresponding sums of money accordingly.
Auto Invest users can choose to invest manually at any time, stop using Auto Invest temporarily or completely cancel the application.
Make sure you never miss a great investment opportunity with the ability to manage your dashboard on the go. Under the BuyBack Guarantee investor protection scheme, TWINO will compensate the investors both the invested principal amount and interest, as well as pay the accrued interest in case a borrower is late with the repayment for over 30 days.
Loans with the BuyBack Guarantee are denoted with the icon. Including Latvia, Twino is currently connecting investors with borrowers through its operations and offices in 10 countries.
Twino has originated a cumulative of more than one billion euros in unsecured loans since The number of investors on the platform is increasing, and in February , there were more than 20, investors on the platform.
They have a great track record and shown very positive development. It offers loan services that you can invest in in Poland and the Czech Republic since , and in Russia, they launched in The operations in Georgia and Mexico were initiated in , and in Denmark, the services were set up in , while Twino was simultaneously launched in Spain and Kazakhstan in Recently in early , they successfully launched their consumer lending operations in Vietnam with the brand VAMO.
They want to find common ground, share know-how and enter the Asia-Pacific region. Moreover, the success of the Twino platform has been often mentioned in the media in Europe.
Also, Twino has received numerous rewards. Becoming a Twino investor is quite a straightforward process , and you can choose to register as an individual or as a company.
During the registration as an individual account, you just need to fill the form with the relevant information such as name, address, country and agree to the stated terms and conditions.
Your first transaction must be from your personal bank account SEPA transfer. Then you have validated this and you can also use other services such as PaySera and TransferWise.
This means that you should pay attention to the exchange rate if your national currency is not one of these two. The currency of your initial deposit will be set as the currency for your account and this will be the currency for your activities.
Also remember that although you can transfer money to your account in different currencies, all currencies other than GBP will be converted to euro and you will execute your operations in euro.
Twino performs an evaluation of loan demand through the platform. Consequently, different types of loans are available for investing at the platform, and they are primarily categorized as follows:.Twino is a well established P2P lending platform and it’s the third-largest investment market place in Europe. It was founded in in Latvia and expanded its operations in multiple countries. Including Latvia, Twino is currently connecting investors with borrowers . 1/31/ · Twino, quite rightly, can claim to be one of the pioneers of P2P lending in Europe. Similarly to Mintos, it was founded in Latvia and headquartered in Riga. It was started much earlier, in , and offering mainly small personal loans which were funded by 3/5. What is TWINO? TWINO has played a crucial role in the rapid expansion of P2P lending in Continental Europe. At TWINO they connect investors seeking premium returns with borrowers searching for convenient loans, through the digital landscape. Their disruptive platform has democratised an investment process that was previously only accessible to the prosperous few.